As we close out 2025, I want to extend my sincere gratitude to our members, agents and partners for another strong and successful year. This was a milestone year for SCHBSIF, as it furthered the future of this Fund with intention and purpose. This year, we proudly celebrated our 30th anniversary, a moment that gave us the opportunity to reflect on three decades of partnership with South Carolina’s construction industry. What began as a small, member-led initiative has grown