Providing Dependable, Cost-Effective Self-Insured Workers' Compensation Insurance
South Carolina's Largest Self Insurers Fund
With competitive rates, no membership fees, and pay-as-you-go convenience, the South Carolina Home Builders Self Insurers Fund offers rock-solid financial stability, personal customer service, and perhaps most importantly, the freedom to choose the workers’ compensation insurance that’s right for you.
As South Carolina’s largest self-insured workers’ compensation fund, we are an insurer for the construction industry. Created by builders, for builders, we’re here to help you protect and serve your workers with dependable, cost-effective workers’ compensation insurance.
Because we were founded by homebuilders in 1995, we know the inherent risks involved in construction and construction-related industries. We can help you reduce costs by performing in-house audits and educating you on ways to manage your risk by implementing proven safety programs and standards that mitigate the risks of suffering job-related injuries.
In the unfortunate event that you ever need to file a claim, you can rest assured that we have your back. With more than 60 years of combined claims management experience, our claims team is here to support you however and whenever you need us. In turn, you’ll enjoy lasting peace of mind, so you’re free to focus on the task at hand.
Actions speak louder than words.
When times got tough economically, we decided to allow you to purchase SCHBSIF workers’ compensation coverage, whether or not you maintained your membership with groups like the HBASC. Decisions like these not only reflect our commitment to giving you the freedom to choose but also reflect our commitment to providing you with the most valuable workers’ compensation services in the state.
We're already in your neighborhood
You’ll find SCHBSIF agents all across the state, from the Upstate to the Midlands, from the Grand Strand to the Lowcountry, and all points in between. This vast network of agents makes it easier than ever to get a policy that covers you – at a price you can afford. Because we partner with only the state’s most qualified insurance professionals, you can rest assured you’re working with the best.
Interested in becoming an agent?
Construction can be an area that agents shy away from because of either a lack of carrier backing or a lack of agency expertise in a niche market. Our agents find our structure gives the support they need to write construction-related workers’ compensation business, if they don’t already, or a new avenue for their customers.
Our Board of Trustees consists of construction business owners with decades of experience. They’ve seen the ups and downs of the industry and guides our management team of insurance experts with balanced approach. Unlike stock and mutual carriers who are governed by white-collar financial experts, we have made a home for your current and potential construction industry customers that understands their economic cycles, unique regulatory circumstances and general business environment including their distinctive labor relationships. They know it because they live it.
Backing the Board of Trustees is a management team and staff of seasoned professionals in every aspect of the construction industry workers’ compensation business. Construction is our only focus; South Carolina is our only state. When you do one thing in one place for a long time, you cannot help but become the de facto experts in the field. Whether underwriting risk, conducting safety training, adjudicating claims or conducting annual audits, our team provides your customers with the exceptional service that will help keep them in your book of business.