Providing Dependable, Cost-Effective Self Insured Workers' Compensation Insurance

Created by Builders for Builders

South Carolina’s Largest Self Insurers Fund

With competitive rates, no membership fees and pay-as-you-go convenience, the South Carolina Home Builders Self Insurers Fund offers rock-solid financial stability, personal customer service and, perhaps most importantly, the freedom to choose the workers’ compensation insurance that’s right for you.

As South Carolina’s largest self insured workers’ compensation fund, we are an insurer for the construction industry. Created by builders, for builders, we’re here to help you protect and serve your workers with dependable, cost-effective workers’ compensation insurance.

Because we were founded by homebuilders in 1995, we know the inherent risks involved in construction and construction-related industries. We can help you reduce costs by performing in-house audits and educating you on ways to manage your risk by implementing proven safety programs and standards that mitigate the risks of suffering job-related injuries.

In the unfortunate event that you ever need to file a claim, you can rest assured that we have your back. With more than 60 years of combined claims management experience, our claims team is here to support you however and whenever you need us. In turn, you’ll enjoy lasting peace of mind, so you’re free to focus on the task at-hand.

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Safety starts with common sense.

Safety is always our top priority. That’s why we’re here to assist you with implementing proven safety programs and standards that mitigate the risk of suffering job-related accidents. Whether you’re implementing a safety program from scratch or reviewing an existing program, our risk control staff can help you develop benchmark metrics that reinforce a commitment to a safe job site or shop.

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Actions speak louder than words.

When times got tough economically, we decided to allow you to purchase SCHBSIF workers’ compensation coverage, whether or not you maintained your membership with groups like the HBASC. Decisions like these not only reflect our commitment to giving you the freedom to choose but also reflect our commitment to providing you with the most valuable workers’ compensation services in the state.

SEE ALL THE WAYS WE’VE GOT YOUR BACK

We're already in your neighborhood.

You’ll find SCHBSIF agents all across the state, from the Upstate to the Midlands, from the Grand Strand to the Lowcountry, and all points in between. This vast network of agents makes it easier than ever to get a policy that covers you – at a price you can afford. Because we partner with only the state’s most qualified insurance professionals, you can rest assured you’re working with the best.

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